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LPPI SOC_STR30 (eff. 7.1.2019) PFG

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unit_ CERTIFICATE OF PROPERTY INSURANCE DATE Mailed_Date THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER S AUTHORIZED REPRESENTATIVE OR PRODUCER AND THE CERTIFICATE HOLDER CONTACT NAME PRODUCER Property First Group LP P O Box 22130 York PA 17402 Property First Group LP PHONE A C No Ext E MAIL ADDRESS PRODUCER CUSTOMER ID FAX A C No 888 545 7627 info baderco com INSURER S AFFORDING COVERAGE INSURED INSURER A Pennsylvania Manufacturers Association Insurance Corp_Group_Name Corp_Group_address Corp_Group_CSZ INSURER B NAIC 12262 Company INSURER D on ec th ific e M Co S as ve A te ra MP r P ge L ol s m E ic y ay fo r y va ou ry r f ba ac se ilit d y COVERAGES INSURER C INSURER E INSURER F CERTIFICATE NUMBER Corp_ Site_ unit_ Certificate_Number_Date REVISION NUMBER LOCATION OF PREMISES DESCRIPTION OF PROPERTY Attach ACORD 101 Additional Remarks Schedule if more space is required Facility_Name Facility_Address Facility_City_State__Zip Unit unit_ THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS INSR LTR TYPE OF INSURANCE PROPERTY CAUSES OF LOSS BASIC BROAD SPECIAL EARTHQUAKE WIND FLOOD POLICY NUMBER POLICY EFFECTIVE DATE MM DD YYYY POLICY EXPIRATION DATE MM DD YYYY COVERED PROPERTY LIMITS BUILDING DEDUCTIBLES BUILDING PERSONAL CONTENTS INCOME EXTRA EXPENSE RENTAL VALUE BLANKET BUILDING BLANKET PERS PROP BLANKET BLDG PP PROPERTY BUSINESS INLAND MARINE CAUSES OF LOSS NAMED PERILS Rodent Coverage CRIME Personal Property TYPE OF POLICY Deductible Commercial POLICY NUMBER Commercial Policy Comm_Policy_ Corp_ Certificate Corp_ Site_ unit_ Certificate_Number_Date Coverage 00 Deductible 00 Date Effective_Date Monthly Renewable TYPE OF POLICY Sp BOILER MACHINERY EQUIPMENT BREAKDOWN Monthly Premium New_Premium 00 SPECIAL CONDITIONS OTHER COVERAGES ACORD 101 Additional Remarks Schedule may be attached if more space is required See attached Enrollment Disclosure Summary of Coverage SOC for coverage details CERTIFICATE HOLDER Tenant_Name Tenant_Address Tenant_City_State__zip ACORD 24 2016 03 CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS AUTHORIZED REPRESENTATIVE 1995 2015 ACORD CORPORATION All rights reserved The ACORD name and logo are registered marks of ACORD

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STORED PROPERTY ENROLLMENT DISCLOSURE SUMMARY OF COVERAGE This stored property insurance coverage may duplicate coverage already provided under your homeowner s renter s or other insurance policy The following summary describes your coverage and contains information about what to do if you have a loss how claims are filed how settlement may be made what conditions are necessary such as what you have to do and when and how and when coverage may be terminated or cancelled This summary is not an insurance policy Contact the Producer shown on the Certificate of Property Insurance with questions relating to this coverage Throughout this summary the term you and your refer to the Certificate Holder indicated on the Certificate of Property Insurance Certificate The term we and our refer to the insurance company Insurance is provided by Pennsylvania Manufacturers Association Insurance Company Other words and phrases that appear in quotation marks have special meaning Refer to the DEFINITIONS section of this summary WHO IS COVERED You are a certificate holder who has purchased coverage under the storage company s Commercial Inland Marine Leased Premises Personal Property Program on ec th ific e M Co S as ve A te ra MP r P ge L ol s m E ic y ay fo r y va ou ry r f ba ac se ilit d y COVERAGE TERM Your coverage will begin as of the effective date and for the Limit of Coverage shown on the Certificate and made the first monthly premium payment Coverage is provided on a month to month basis as long as you pay your premium when due shown on the Certificate you will receive from the Program Administrator This coverage evidenced by the Certificate shall automatically terminate without notice to you on the date your rental agreement is terminated or on the ninetieth 90th day following the due date on which you fail to pay the monthly premium payment in full for this coverage COVERED PROPERTY We cover your personal property or the personal property of others for which you may be liable or have assumed liability prior to a loss while in storage within the enclosed storage unit or space at a scheduled premise or in transit at a location described in the rental agreement We also cover your Vehicle s stored outdoors and associated with any one storage unit or space located at a scheduled premise described in the rental agreement 1 COVERED CAUSES OF LOSS We will pay up to the Limit of Coverage for direct physical loss or damage to Covered Property caused by the following A B Fire lightning Windstorm hail tornado hurricane explosion sonic boom smoke aircraft self propelled missiles spacecraft vehicles smoke earthquake volcanic eruption landslide sinkhole collapse riot strike civil commotion C Falling objects provided the building is first damaged by such falling objects weight of ice snow or sleet D Collapse of buildings or any part thereof E Water Damage except as excluded under Exclusions 1 D F Vandalism and malicious mischief G Certified act of terrorism Additional Coverages We will also provide the following additional coverages up to the amounts stated below Additional Coverages E F and or G below only apply if each Additional Coverage is specifically stated as an Other Coverage on the Certificate Otherwise Additional Coverages E F and or G below will be excluded as Covered Causes of Loss and we will not pay for loss or damage caused by or resulting from these causes of loss These additional coverages below do not increase the Limit of Coverage A DEBRIS REMOVAL The most that will be paid under this additional coverage is 25 of the amount the insurance company pays for the direct physical loss or damage to Covered Property including the deductible if applicable to cover the necessary expense incurred in the removal of debris of the property following a Covered Cause of Loss This coverage does not apply to costs to a Extract pollutants from land or water or b Remove restore or replace polluted land or water Payment under this additional coverage will not increase the applicable Limit of Coverage B BURGLARY The term Burglary means the act of stealing insured property by forcible entry into the securely locked leased premises provided there are visible marks of such forcible entry upon the exterior of the leased premises The mere absence of a lock or padlock does not constitute visible marks of forcible entry You or the facility owner must immediately report loss under this coverage to the appropriate law enforcement authority Theft or unexplained disappearance is not covered unless caused by Burglary Payment under this additional coverage will not increase the applicable Limit of Insurance C EXTRA RENTAL EXPENSE The most that will be paid under this additional coverage is 25 of the Limit of Coverage to cover the extra expense you may incur for rental of substitute premises when occupancy of the original premises is prevented as a result of damage to such premises by a Covered Cause of Loss Payment under this additional coverage will not increase the applicable Limit of Coverage D TRANSIT Direct physical loss or damage to Covered Property while your Covered Property is in transit to or from a scheduled premise leased by you and within 100 miles of this scheduled premises leased by you which is caused by or resulting from the following fire collision upset or overturn of a motor vehicle or trailer upon which it is being transported The most we will pay under this Additional Coverage is the Limit of Insurance shown on the Certificate E FLOOD DAMAGE The most that will be paid under this additional coverage for direct physical loss or damage to Covered Property is the lesser amount of 50 of the Limit of Coverage for any one storage unit or space or 2 000 The term Flood damage means Sp 2 p Page 1 of 5 STR30 rev 07 2022

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F G physical damage or loss caused directly by flood surface water waves tides tidal waves tidal surge tsunami overflow of any natural or man made non intermittent body of water or storm drain system or their spray whether driven by wind or not including but not limited to escape overflow or discharge for any reason of water from a dam levee seawall or any other boundary or water containment or diversion system Flood damage does not include causes of loss or damage to property stated in Section Exclusions 1 D FLOOD DAMAGE MILDEW FUNGUS BACTERIA WET OR DRY ROT The most that will be paid under this additional coverage for direct physical loss or damage to Covered Property is 500 at any one enclosed storage unit or space Loss or damage to Covered Property under this additional coverage must be caused by mildew fungus bacteria wet or dry rot resulting from atmospheric conditions Atmospheric conditions means general conditions of the atmosphere such as ambient humidity and temperature but such conditions do not include flood surface water waves tides tidal waves storm surge overflow of any body of water or their spray whether driven by wind or not RODENT DAMAGE The most that will be paid under this additional coverage for direct physical loss or damage to Covered Property is the Limit of Coverage This additional coverage only applies when no food or food residue is stored within the storage unit or space or if the rodents are not brought to the storage unit or space by you on ec th ific e M Co S as ve A te ra MP r P ge L ol s m E ic y ay fo r y va ou ry r f ba ac se ilit d y LIMITS OF COVERAGE The most the insurance company will pay for any loss is the Limit of Coverage shown under the personal property amount on the Certificate provided by the Program Administrator for the type of coverage DEDUCTIBLE We will pay for personal property losses in excess of the deductible indicated on the Certificate The Deductible will be waived if the space was secured with a disc or cylinder lock PREMIUMS You are responsible for the payment of all premiums that are due each month 3 PROPERTY NOT COVERED Covered Property does not include loss or damage to any of the following Accounts bills currency documents records deeds evidences of debt securities money notes stamps animals birds fish furs fur garments or garments trimmed with fur jewelry watches photographic equipment precious or semiprecious stones firearms bullion gold silver silver or gold plated ware goldware silverware platinum or other precious metals or alloys contraband or property in the course of illegal transportation or trade EXCLUSIONS We will not pay for any loss or damage caused directly or indirectly by any of the following Such loss or damage is excluded regardless of any other cause or event that contributes concurrently or in any sequence to the loss or damage A GOVERNMENTAL ACTION The seizure or destruction of personal property by order of a governmental authority however we will pay for loss or damage caused by or resulting from acts of destruction ordered by governmental authority and taken at the time of a fire to prevent its spread if the fire would be covered under the Certificate B NUCLEAR HAZARD 1 Any weapon employing atomic fission or fusion or 2 Nuclear reaction or radiation or radioactive contamination from any other cause But if nuclear reaction or radiation or radioactive contamination results in fire we will pay for the direct loss or damage caused by that fire if the fire would be covered under the Certificate or C WAR AND MILITARY ACTION 1 War including undeclared or civil war 2 Warlike action by a military force including action in hindering or defending against an actual or expected attack by any government sovereign or other authority using military personnel or other agents or 3 Insurrection rebellion revolution usurped power or action taken by governmental authority in hindering or defending against any of these D E 2 FLOOD DAMAGE Flood damage caused as a direct or indirect result of sewer back up which includes water that backs up or overflows from a sewer drain unclosed pipe or pipe opening or sump whether or not such water back up is the result of an operation failure of a sump pump or sump pump system But we will cover direct loss or damage caused by storm water drain back up or overflow as a result of a widespread flood event resulting in widespread damage or affects a substantial area TERRORISM Except as provided in item 1 G in the Covered Causes of Loss paragraph terrorism is excluded Sp 1 We will not pay for direct physical loss or damage caused by or resulting from any of the following A Theft except Burglary as defined and covered herein B Delay loss of use loss of market or any other consequential loss C Unexplained disappearance D Shortage found upon taking inventory E Dishonest or criminal acts by you any of your partners employees directors trustees or authorized representatives a manager or a member if you are a limited liability company anyone else with an interest in the property or their employees or authorized representatives or anyone else to whom the property is entrusted for any purpose This exclusion applies whether or not such persons are acting alone or in collusion with other persons or such acts occur during the hours of employment This exclusion does not apply to Covered Property that is entrusted to others who are carriers for hire or to acts of destruction by your employees But theft by employees is not covered F Discharge dispersal seepage migration release or escape of pollutants unless the discharge dispersal seepage migration release or escape is itself caused by any of the Covered Causes of Loss But if loss or damage by the Covered Cause of Loss results we will pay for the resulting damage caused by the Covered Cause of Loss G Processing or work upon the property But we will pay for direct loss or damage caused by resulting fire or explosion if these causes of loss would be covered under the Certificate Page 2 of 5 STR30 rev 07 2022

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H I J K L We will not pay for loss or damage caused by or resulting from any of the following But if loss or damage by a Covered Cause of Loss results we will pay for the loss or damage caused by that Covered Cause of Loss A Weather conditions But this exclusion only applies if weather conditions contribute in any way with a cause or event excluded in Paragraph 1 to produce the loss or damage B C D E F Acts or decisions including the failure to act or decide of any person group organization or governmental body Wear and tear any quality in the property that causes it to damage or destroy itself hidden or latent defect gradual deterioration or mechanical breakdown Insects Vermin and Birds Atmospheric conditions and or changes in temperature freezing breaking of glass or similar fragile articles decay Cigarettes or other smoking materials on ec th ific e M Co S as ve A te ra MP r P ge L ol s m E ic y ay fo r y va ou ry r f ba ac se ilit d y 3 Artificially generated electrical current including electric arching that disturbs electrical devices appliances or wires But if artificially generated electrical current results in fire we will pay for the loss or damage caused by that fire Voluntary parting with any property by you or anyone entrusted with the property if induced to do so by any fraudulent scheme trick device or false pretense Loss or damage to Covered Property caused intentionally by you or at your direction Neglect by you to use all reasonable means to save and preserve the Covered Property during and after the occurrence of any cause of loss insured against or when the Covered Property is endangered by a Covered Cause of Loss The cost to research replace or restore converted data programs or instructions used in any data processing operations including the materials on which the data is recorded WHEN COVERAGE STARTS AND STOPS 1 Coverage begins after you have completed and signed the participation form and paid your first month s premium 2 This covers your property only at your leased premises or while in transit per the TRANSIT coverage described above 3 Coverage stops when A You cancel coverage in writing with the Program Administrator listed on your certificate of property insurance or the storage facility You may cancel coverage any time you replace this coverage with other insurance or B Ninety 90 days after you fail to pay premium when due or C The insurance company cancels coverage DUTIES IN THE EVENT OF LOSS You must see that the following are done in the event of loss or damage to Covered Property 1 Notify the police if a law may have been broken A Police or Sheriff s Department report must accompany any claim submitted for Burglary or Holdup 2 Give us prompt notice within 90 days of the discovery of the loss or damage Include a description of the property involved Notice should be given to the Programs third party claims administrator International Programs Group IPG ATTN The Bader Insurance Program File your claim 24 hours a day 7 days a week Online at www baderco com BaderWeb Or call 855 805 7433 Sp 3 As soon as possible give us a description of how when and where the loss of or damage occurred Include the names addresses and telephone numbers of any witnesses 4 Take all reasonable steps to protect the Covered Property from further damage and keep a record of expenses necessary to protect the Covered Property for consideration in the settlement of the claim This will not increase the Limit of Coverage However we will not pay for any subsequent loss or damage resulting from a cause of loss that is not a Covered Cause of Loss 5 You will not except at your own cost voluntarily make a payment assume any obligation or incur any expense without our consent 6 We may examine you under oath while not in the presence of any other insured and at such times as may be reasonably required about any matter relating to this insurance or the claim In the event of an examination the answers must be signed 7 Make a list of what is damaged missing and take full view color photos of the damaged property and of any damages to the leased premises 8 Cooperate with us in the investigation or settlement of the claim LOSS PAYMENT 1 We will give notice of our intentions within 30 days after we receive the sworn proof of loss 2 We will not pay you more than your financial interest in the Covered Property 3 We may adjust losses with the owners of lost or damaged property if other than you If we pay the owners such payments will satisfy your claim against us for the owners property We will not pay the owners more than their financial interest in the Covered Property 4 We will pay for covered loss or damage within Page 3 of 5 STR30 rev 07 2022

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30 days after we receive the sworn proof of loss if you have complied with all the terms of the Certificate and a we have reached an agreement with you on the amount of loss or b an appraisal award has been made 5 We will not be liable for any part of a loss that has been paid or made good by others If any part of this section is in conflict with specific state requirements the state requirements will prevail OTHER INSURANCE 1 You may have other insurance subject to the same plan terms conditions and provisions as the insurance If you do we will pay our share of the covered loss or damage Our share is the proportion that bears to the Limits of Insurance of all insurance covering on the same basis 2 If there is other or damage other than that described in 1 above we will pay only for the amount of covered amount due from that other insurance whether you can collect on it or not But we will not pay Coverage the applicable Limit of Coverage insurance covering the same loss loss or damage in excess of the more than the applicable Limit of PAIR SET OR PARTS 1 Pair or set In case of loss of or damage to any part of a pair or set we may a repair or replace any part to restore the pair or set to its value before the loss or damage or b pay the difference between the value of the pair or set before and after the loss or damage 2 Parts In case of loss of or damage to any part of Covered Property consisting of several parts when complete we will pay only for the value of the lost or damaged part on ec th ific e M Co S as ve A te ra MP r P ge L ol s m E ic y ay fo r y va ou ry r f ba ac se ilit d y RECOVERED PROPERTY If you recover any property after loss settlement you must give us prompt notice You must then return to us the amount we paid to you for the property TRANSFER RIGHTS OF RECOVERY AGAINST OTHERS TO US If any person or organization to or from whom we make payment under the Certificate has a right to recover damages from another those rights are transferred to us to the extent of our payment That person or organization must do everything necessary to secure our rights and must do nothing after loss to impair them But you may waive your rights against another party in writing 1 prior to a loss to your Covered Property 2 After a loss to your Covered Property only if at time of loss that party is one of the following a someone insured by this coverage or b a business firm owned or controlled by you or that owns or controls you This will not restrict your coverage GENERAL CONDITIONS TRANSFER OF RIGHTS AND DUTIES UNDER THIS COVERAGE Your rights and duties under this coverage may not be transferred without our written consent except in the case of your death If you die your rights and duties will be transferred to your legal representative but only while acting within the scope of duties as your legal representative Until a legal representative is appointed anyone having proper temporary custody of your property will have rights and duties under this coverage but only with respect to that property CONCEALMENT MISREPRESENTATION OR FRAUD Coverage is void in any case of fraud intentional concealment or misrepresentation of any material fact by you or another individual at any time concerning 1 the Coverage Part 2 the Covered Property 3 Your interest in the Covered Property or 4 A claim under this Coverage Part LEGAL ACTION AGAINST THE INSURANCE COMPANY No one may bring legal action against the Insurance Company or Program Administrator unless 1 There has been full compliance with all terms of this Coverage Part and 2 The action is brought within 2 years after you first have knowledge of the direct loss or damage VALUATION If the Replacement Cost endorsement is specified as a Special Condition on the Certificate the valuation of lost or damaged Covered Property resulting from a covered cause of loss if replaced will be the cost of replacing that property with similar property without depreciation but not more than the Limit of Coverage Sp However the Replacement Cost endorsement does not apply to Covered Property described as one of the following a Antiques fine art or any item of rarity or antiquity that cannot be replaced b Memorabilia souvenirs collectors items items whose age or history contribute to their value c Articles not maintained in good or workable condition and d Articles that are outdated or obsolete and are not being used If the Certificate does not specify the Replacement Cost endorsement as a Special Condition the value of the Covered Property will be the least of the following amounts 1 The actual cash value of that property 2 The cost of reasonably restoring that property to its condition immediately before loss or damage or 3 The cost of replacing that property with substantially identical property In the event of loss or damage the value of property will be determined as of the time of loss or damage NOTICE The self storage management company owner landlord lessor or operator of this storage facility could benefit from your purchase of the coverage by receiving a fee for providing administrative services Page 4 of 5 STR30 rev 07 2022

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DEFINITIONS 5 6 7 8 9 10 11 12 13 Flood damage means physical damage or loss caused directly by flood surface water waves tides tidal waves tidal surge tsunami overflow of any natural or man made non intermittent body of water or storm drain system or their spray whether driven by wind or not including but not limited to escape overflow or discharge for any reason of water from a dam levee seawall or any other boundary or water containment or diversion system Holdup means the act of stealing Covered Property by violence or threat of violence against you or others in order to gain unlawful ingress into a storage unit or space described in the rental agreement Pollutants means any solid liquid gaseous or thermal irritant or contaminant including smoke vapor soot fumes acids alkalis chemicals and waste Waste includes materials to be recycled reconditioned or reclaimed Premium means the amount shown in the participation form as the monthly amount due for your insurance Rental Agreement means the lease or rental agreement executed and in effect between the you and the storage facility Suit includes an arbitration proceeding to which you must submit or submit with our consent Vehicle means land motor vehicle boat personal watercraft mobile equipment or trailer or personal property stored within such vehicle Water damage means accidental discharge or leakage of water or steam as the direct result of the breaking or cracking of any part of a system or appliance containing water or steam on ec th ific e M Co S as ve A te ra MP r P ge L ol s m E ic y ay fo r y va ou ry r f ba ac se ilit d y 4 Limit of Coverage means the coverage limit on the participation form that you signed Participation Form means the form titled Bader Stored Property Coverage Participation Form Burglary means the act of stealing Covered Property by forcible entry into a storage unit or space described in the rental agreement provided such storage unit or space is securely locked at the time of forcible entry The mere absence of a lock or padlock does not constitute visible marks of forcible entry Certificate means the Certificate of Insurance that is issued to you that provides proof of coverage under the storage company s policy Certified Act of Terrorism means an act that is certified by the Secretary of the Treasury in accordance with the provisions of the federal Terrorism Risk Insurance Act to be an act of terrorism pursuant such Act The criteria contained in the Terrorism Risk Insurance Act for a certified act of terrorism include the following a The act resulted in insured losses in excess of 5 million in the aggregate attributable to all types of insurance subject to the Terrorism Risk Insurance Act and b The act is a violent act or an act that is dangerous to human life property or infrastructure and is committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion Sp 1 2 3 Page 5 of 5 STR30 rev 07 2022